Senior Management Team

Mr. Perumal Karumalai,
Head, Networking & Federation

Mr. Perumal is associated with the organization for over twenty years. He designed several social security programs for the conglomerate and its members and helped in leading these programs from the front. As a social activist, he has led the organization and participated in many rights-based campaigns. His experience in working with the grassroots communities was instrumental in building a strong women federation for the conglomerate. Presently, he heads the Networking and Federation Department.

Mr. Rathna Kumar,
Head, Legal

Mr. Rathna Kumar has been with GV for more than a decade and currently heads the Legal and Statutory Compliance Department. After a short stint in the field, he headed the Finance Department for ten years. He has been instrumental in obtaining the NBFC license from the RBI for both private and public limited. He had served ASA, GV and GVMFL in various capacities. Formerly, he headed the Planning Department. His contributions for standardizing the systems and procedures for MF operations are noteworthy.

Mr. Senthil Nathan,
Head, Inspection

Mr. Senthil Nathan is an ex-employee of the Indian Space Research Organisation (ISRO). His two year association with a cooperative credit program and his commitment towards community development motivated him to join GV about two decades ago. He has served ASA, GV and GVMFL in various capacities. Formerly, he headed the Planning Department and Operations Department and standardized the systems and procedures for MF operations, he now heads the Inspection Department and his contributions to the maintaining audit standards are noteworthy.

Mr. Subbiah,
Head, Administration

In all his tenure of working for this organization, which is more than a decade, he has headed various key processes such as the Management Information System (MIS), Administration, Internal Audit and Process Departments. He introduced the excel-based information management system which is the forerunner to the current MIS and has also introduced the Standard Operation Procedure for the MF operations. He presently heads the Administration Department which is responsible for all head office, branch office related workings, maintaining records of assets, providing resources to various offices and staff and help in maintaining the overall infrastructure at all levels.

Mr. Subramanian,
Head, BC Operation

Mr. M.V. Subramanian has been serving GVMFL for about sixteen years and he holds rich experience in strengthening the grassroots and implementation of the MF program. Prior to this, he worked for a garments exports company and held the position of Accounts Officer. In GV he has been associated with departments like Operations, Internal Audit and Human Resources. With his field level experience, he has initiated a couple of departments like Internal Audit, Human resources and has standardized the systems and procedures. Presently he heads the BC Operations at GVMFL.

Mr. Mariappan,
Head, Finance

Mr. Mariappan is one of the senior members of GVMFL, who has served in various capacities in ASA, GV Trust and GVMFL. He has more than 5 years of experience in grassroots MF operations. His contributions to various departments viz. Operations, Internal Audit, Insurance and Finance are noteworthy. Presently, he heads the Finance Department in GVMFL.

Mr. Kannan,
Head, Fund Raising

Mr. Kannan heads the Fund-Raising Department. His collaborative and liaisoning skills, he has involved over 30 new alliances that include 12 nationalised banks and raised over `10 Billion in the last six years. He is fundamentally a commerce graduate from a reputed institution in Tamil Nadu. He received his post graduation in Business Administration from Anglia Business School, Cambridge, London and has over ten years of business experience in the textile industry, with hands on experience in marketing, merchandising, general management and retailing.

Mr. Boby Xavier,
Company Secretary

Mr. Boby Xavier is currently the Company Secretary of the company, and responsible for organizing various meetings of Shareholders, Board of Directors and its Committees, ensuring the compliance of various Laws, Regulations and Policies issued by the Central and State Governments including its regulatory bodies. Previously he worked for The South Indian Bank as Assistant Company Secretary at Trichur and as Company Secretary for Mohtisham Estates Pvt. Ltd, Mangalore. He has more than four years of post qualification experience in statutory and secretarial works. He holds Bachelors in Business Administration from the Mahatma Gandhi University and ACS from The Institute of Company Secretaries of India.

Mr. Satish Devaraj,
Head, HR - Training & Recruitment and CSR

Mr. Satish Devaraj heads the Human Resources, Training and Recruitment Department for the organization. Before joining GV he worked as an Assistant Manager - HR at Mahindra Holidays & Resorts India Ltd., for about a year in the corporate human resources division. He completed his Bachelors in Computer Science Engineering at SRM University, Chennai and received his post graduation in Business Administration from Loyola Institute of Business Administration, Chennai. He took over the CSR Department in June 2012 and the activities have grown 3 times in number and outreach over the last fiscal.

Mr. Ramesh,
Head, Information & Process

Mr. Ramesh presently heads the IT Department and is responsible for overall electronic data processing at the organisation. He has 26 years of work experience associated with Indian Overseas Bank (IOB), which is one of India’s leading nationalized banks. He has worked extensively in IT, specifically in the areas of branch banking, core banking, ATMs and other key initiatives, for the past 14 years. Mr. Ramesh is a certified associate of IIB, a Cost Accountant and has a Masters degree in Commerce.

Mr. Subesh Kumar,
Head, Tamil Nadu Operations

Mr. Subesh Kumar heads the Tamil Nadu Operations Department. He has been serving ASA-GVMFL Conglomerate since 2004. He received his Masters in Social Work (MSW) with specialization in HRM and a Diploma in Labour Laws and Administrative Laws. He has held key positions in HR and Administration in Grasim (Cement Division) and Thomson Multi Media in the past. While serving as Head of Department of Administration previously, he facilitated standardization of systems and procedures for quality accreditations (ISO 9001:2008), gross reduction of admin related expenses etc. In his previous role as the Head of Operation for North India, he facilitated a smooth flow of operations and expanded the program’s outreach to maximum women borrowers in those states.

Mr. Pravin Anburaj,
Head, Other State Operations

Mr. Pravin Anburaj, presently heads the Other States Operation Department. He received his post graduate degree in Social Work with a specialization in Human Resource Management and Industrial Relations in 2000. He is also a diploma holder in Labour Laws and Administrative Laws. He has varied experience in HRM, Fund Raising, Internal Audit and Administration of Humanitarian projects. He has been associated with GVMFL since 2002. His experience in psychiatric counselling with one of the leading Institutes of Psychiatry in the town has been instrumental in his responsibility of managing the massive manpower of GVMFL in the past when he headed the HR Department.

Mr. Murali,
Head, Management Information Systems

Murali presently heads the MIS Department and is responsible for delivering the company’s financial information. He has been associated with the company for more than a decade and worked in various departments like Finance, Information Technology and Strategy. He initiated many systems and procedures in the MIS & Business Planning sections and has vast experience in microfinance sector. He is the key resource person in providing data to external agencies. He holds a Masters in Business Administration.

Mr. Karuppaiah,
Head, Media & Documentation

He is the man responsible for reaching GVMFL to the world through Media like satellite channels, websites, print media etc. He joined GVMFL in 2003 after having studied his MA in Mass Communication and has served as Head of Media and Documentation ever since. He has more than 10 years of experience in the field of media and has completed many projects for GVMFL. During his tenure at GVMFL he has received many awards and recognitions. He has produced more than 25 documentaries and published over 100 books for GVMFL.

Ms. Mary D. Anbarasi,
Head, Welfare

Ms. Mary D. Anbarasi presently heads the Welfare Department. She has been associated with GVMFL for the last 18 years. She holds a Diploma in Social Development (DSD) from the Coady International Institute, Canada. Her expertise as the Head of the Networking Department had led a number of advocacy campaigns for the rights of the deprived. Her continuous service and association with GVMFL has made her a specialist in gender sensitization and community organizing which is the strength to the campaign development of GVMFL.